Best travel credit card reddit

Oct 16, 2023 ... However, you should seriously consider the US Bank Altitude Reserve. You'll get 1.5 cpp redemptions through real time rewards when you book ...

The $400 AF is offset by $325 in travel or dining credit a year and when you use their RTR for travel you can get 1.5x value off your points. Venture X is a good card. The two drawbacks are that it has no domestic airline partners and that the hotel transfer options are Choice and Wyndham.1. Bank of America® Customized Cash Rewards credit card. at Bank Of America’s secure website. BEST OVERALL RATING. ★★★★★. 4.9. OVERALL …In 2024, in august or September I’ll open a flat 2% back card, probably the Citi double cash. Until then, my discover IT is my effective 2% card because they are matching the cash back through the first year. If I see another good SUB then I’ll consider opening another. Venmo card is great for paying bills.Jun 23, 2023 ... Chase Sapphire Reserve is the best first travel card for a very frequent traveler. CSR gives you 3X on airline ticket purchases, hotels, parking ...1. Bankwest Breeze Zero Platinum Mastercard. 3. Bankwest Breeze Platinum Mastercard. 5. Coles Rewards Mastercard. 7. HSBC Low Rate Credit Card. 9. American Express …

Jan 25, 2024 ... Getting into travel credit cards · Because it gets 2x on everything, Venture X is a great catch-all card. · In order to get the higher 5x/10x .....Annual fee: $95. Other benefits and drawbacks: The Credit One Bank Wander® Card earns 5% to 10% back on travel purchases with no maximum rewards limit. You can also automatically earn bonus ...Mileage reward credit cards help you save money and earn discounts on future travel simply by earning rewards for the things you spend your money on. Check out these top mileage re...Jan 8, 2023 ... The CSP is my go-to travel card. Chase and Amex have the best travel partners but Chase has lower annual fees and easier redemption options. If ...The two stand-out cards for travel that have no annual fee and no foreign transaction fees are: Wells Fargo Autograph: 3% back on travel, dining and more. PenFed Pathfinder: 4x points back, point value depends on how you redeem them, but worth a minimum of 0.85 cents each, so 4x = 3.6%.Best travel credit cards. Editor’s choice: Capital One Venture X Rewards Credit Card (see rates and fees) Best for no annual fee: Discover it® Miles. Best for …Chase Sapphire Preferred card, Chase Sapphire Reserve Card, and Amex Platinum Card are great choices for Trip interruption and Cancellation insurance. These offer most protection max coverage up to 10k/person (20k per trip & 40K per yr max.) I didn’t realize credit cards travel protection would cover cancellations due to COVID.No cards require the use of a travel portal. It’s only for the highest multipliers. Just get a card that gives you 3x on all travel and book where you please and call it a day. Or, get a Hilton (or insert brand here) and put all hotels on it for crazy multipliers. Use an Amex Plat to book flights directly and get 5x.

For cards with the highest rewards for everything, that'd be the Desjardins Odyssey Visa Infinite Privilege with a $295 AF, and 3 or 4% earnings on many categories, as well as 1.75% on everything else. Or else HSBC Jade/HSBC Premier WE MC as your "budget" option with no AF (after rebate/travel credit) and 3% travel and … The two stand-out cards for travel that have no annual fee and no foreign transaction fees are: Wells Fargo Autograph: 3% back on travel, dining and more. PenFed Pathfinder: 4x points back, point value depends on how you redeem them, but worth a minimum of 0.85 cents each, so 4x = 3.6%. 28 degrees latitude is the only fee free international card I know of, no rewards though. I like finder as a card comparison site to look at, point bonuses come and go so you have to see what’s currently available. 3. Playful_Fennel_2293. • 10 mo. ago. The Bendigo bank ready credit card is really good too. Costco Travel offers solid rates on rental cars and some package deals. With their Costco Visa Card, you can book on any travel agency or direct as well with 3% back. Booking a package on Costco Travel is a combined 5% cash back for Executive members. Save yourself a lot of grief and avoid travel portals. Either straight cashback on travel or ... Select Chase Cardholders: Spend $10+ at a Restaurant, Get $5 Cash Back. 161. 82. r/CreditCards. Join. • 10 days ago. $18k bill due from hotel.

Chicken meal prep recipes.

US bank altitude go: 4x points on dining, take out and delivery, $15 yearly streaming credit + 2x on streaming. I use this for restaurants and for streaming service. Wells Fargo Autograph: 3x on travel. I use this card for booking travel. Sofi Credit Card: 3 percent back on everything for the first year, 2 percent back on everything after that.Citi Premier and US Bank Altitude Reserve technically earn points, like the Chase Freedom cards, but they cash out simply as 1 cent per point. Both get 3x on AirBNB. City Double cash is great as it gives 2% back on purchases. BofA Customized cash set to travel. Fnbo getaway or the WF autograph both give 3% on travel.Credit Card Recommendations for 2023. Card Recommendation Request (Template Used) CREDIT PROFILE. * Current credit cards you are the primary account holder of: Discover it Cash Back, $2.1k limit, 04/2018. CFU, $4k limit, 1/2019. CSP, $16.7k limit, 2/2019. Chase Amazon Rewards, $16.7k limit, 07/2022.Jan 23, 2023 ... Capital 1, Amex, Synchrony of the top of my head. I first used the PayPal mastercard issued by synchrony for this purpose. It's not just the ... Travel cards can be tricky - some of the best general travel cards carry AFs, like CSP/CSR, AmEx Plat, and USBank Altitude Reserve. Venture also has a $95 AF - I would run your numbers and see if that is worth it to you, perhaps read this article , which includes the ~$12,667 annual spending breakpoint where the Venture starts outearning the ...

The Capital One Venture X Rewards Credit Card ( rates & fees) is among the best travel cards on the market in any category. The points are easy to earn and simple to redeem, plus the card comes ...trug4m3rgirl91. • 4 yr. ago. Depends on where you want to go etc but Citibank has a card for American airlines - American Airlines AAdvantage MileUp card - it has no annual fee and will give you 1 point per dollar on normal purchases and 2 points per dollar at grocery stores (unfortunately not wholesalers and a few other places) and 2 points ... A subreddit for discussing credit cards. Be sure to read sub rules before posting, use the resources linked in the sidebar / about section of the sub, and use search to see if your question has already been answered. 5 days ago · One of the best 0% APR travel credit cards is the Chase Freedom Unlimited® card. It offers an intro APR of 0% for 15 months on both new purchases and balance transfers, and it rewards you with 1.5 - 5% cash back on purchases – including 5% back on travel booked through Chase. Chase Freedom Unlimited®. Updated March 12, 2024. Travel credit cards help you earn valuable points and miles on your purchases. For maximum value, some cards earn rewards not only on …Wells Fargo Autograph Journey℠ Visa® Card : Best for generous rewards on hotel spend. Capital One Venture Rewards Credit Card: Best travel credit card for beginners. Citi Premier® Card : Best ...If you must have a hotel credit card, I think the new IHG Rewards Premier Card by Chase gives you the best bang for your buck. The current SUB is 140,000 after 3k spend, it's got decent earnings, free anniversary night, and you get Platinum Elite status. You also get $100 for TSA Precheck/Global Entry.So I was thinking maybe booking with Marriott and getting the Marriott Bonvoy Boundless Card. Would it be a good idea to apply for another card and expense everything else but the hotel on it? Current cards: Local Bank Cash Back Card $2000 limit, 2017. FICO Score: 750. Oldest account age: Approximately 4 years. Chase 5/24 status: 0/24 PenFed Pathfinder gets 4x for a $95 fee with a $100 travel credit. From what I read their points are worth slightly less than 1 cent because of fees, but people love the card. If you spend over $5000/yr on travel, the Altitude Reserve outperforms the Propel despite the fee (5000*.045-400+325=5000*.03). ING is the best in terms of cash since they don't charge any atm fees. Best combo is ING for cash and a no foreign transaction fee credit card for all non cash purchases. I actually used to have an ING account not too long ago but have never used them overseas. Up which is what I use currently ditched ATM fee's aswell.Depends on how much you spend monthly and if you can hit the minimum spend requirement to get the bonus points. For example the Chase Sapphire Preferred is a good card, but you need to spend $4,000 in 3 months to get the 50,000 points which gets you $625 in travel rewards. If you double dip (requires 2x spending) you get 100,000 points.

In this article, we’ll review the top 8 travel credit cards on Reddit, exploring their features, benefits, and user experiences. 1. Chase Sapphire Preferred. The Chase Sapphire Preferred is a popular choice for travelers who want a versatile card with a reasonable annual fee. This card provides a double points boost for both travel and …

107 votes, 221 comments. true. How do you get value out of the Venture X? It’s a good card but with so many places taking mobile wallet I’ve struggled to think of use cases for another premium card over a generic cash back card, especially since the AR covers travel too, unless the premium card has benefits you value (I wouldn’t say the VX has special …Hi, I am a bot and I've been summoned to help you get better advice on credit cards. There are A LOT of credit card options out there, and no card is the best for everyone. In order to get relevant advice for you please answer the following questions. What kind of benefits are you looking for? Do you want cash back, or travel rewards?Credit cards allow for a greater degree of financial flexibility than debit cards, and can be a useful tool to build your credit history. There are even certain situations where a ...A debit card, can charge £1.38. A credit card, can charge £1.50. ATM usage on £250 withdrawal using a typical card: A debit card, £11.88. A credit card, £14.95 (before interest is applied) If ... If you want aspirational travel, ANA is definitely better than United in terms of point cost, but you should also factor convenience and flexibility. Knowing where you fly out of and how you book your flights would probably be helpful. Otherwise AMEX Platinum, Venture X, Chase Sapphire. The chase eco system doesn’t exist here in Japan. It’s so worth it. Credit cards are also a lot safer than debit cards. Much better for personal finance reasons. Also nearly all good credit cards have 0 international transaction fees. Chase Sapphire (another good card) JetBlue, delta America express, etc. Virtual cards on the Apple Wallet is also extremely convenient. Venture X’s annual travel credit and annual anniversary points basically makes it a free card. You get like $400 I believe annually in travel credit but again you need to use it in portal. CSR gives a $300 annual travel credit but you don’t need to use it in the portal. If you want a card without an annual fee, look to WF Autograph. Are you planning a trip but don’t have a credit card? Don’t worry, booking a hotel without a credit card is still possible. In this guide, we’ll explore alternative methods for res...Template for Card Recommendation Requests: Please use the following template so that everyone can make appropriate recommendations: Current cards: (list cards, limits, opening date) e.g. Amex BCP $8,000 limit, May 2019. e.g. Chase Freedom Flex $10,000 limit, June 2021. FICO Score: e.g. 750.

Bbq seattle.

Tiktok downlader.

If you must have a hotel credit card, I think the new IHG Rewards Premier Card by Chase gives you the best bang for your buck. The current SUB is 140,000 after 3k spend, it's got decent earnings, free anniversary night, and you get Platinum Elite status. You also get $100 for TSA Precheck/Global Entry.The Chase Sapphire Preferred® Card is our overall pick for the best no foreign transaction fee card. It has a fairly reasonable $95 annual fee, offers solid earning rates for flexible rewards ...Here are the travel cards that I currently have: Eastwest Krisflyer Miles World (mastercard) - best miles accrual per spend. 6,000 bonus miles on 1st 3 months for total purchases amounting P200K, 10,000 bonus miles per anniversary year with at least P200K spent. Lowest forex rate at 1.7%.Citi Premier and US Bank Altitude Reserve technically earn points, like the Chase Freedom cards, but they cash out simply as 1 cent per point. Both get 3x on AirBNB. City Double cash is great as it gives 2% back on purchases. BofA Customized cash set to travel. Fnbo getaway or the WF autograph both give 3% on travel.Platinum Card® from American Express. Great for infrequent travelers. Bank of America® Travel Rewards credit card. Great for international travelers. Chase Sapphire Reserve®. Great for domestic travelers. Southwest Rapid Rewards® Premier Credit Card. We’ve dug into the fine print to find the best …Template for Card Recommendation Requests: Please use the following template so that everyone can make appropriate recommendations: Current cards: (list cards, limits, opening date) e.g. Amex BCP $8,000 limit, May 2019. e.g. Chase Freedom Flex $10,000 limit, June 2021. FICO Score: e.g. 750. Oldest account age: e.g. 5 years 6 monthsThe Freedom Unlimited card includes a 0% introductory APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49% - 29.24% applies. An intro transfer ...Annual fee: $95. Other benefits and drawbacks: The Credit One Bank Wander® Card earns 5% to 10% back on travel purchases with no maximum rewards limit. You can also automatically earn bonus ...Jan 15, 2024 ... I'd recommend the AmEx Platinum card. It has a high annual fee but I think the perks are worth it. Best part is the AmEx points are transferable ...The best travel credit cards offer an array of premium perks and benefits. For both occasional travelers and frequent flyers, adding a travel credit card to your wallet …107 votes, 221 comments. true. How do you get value out of the Venture X? It’s a good card but with so many places taking mobile wallet I’ve struggled to think of use cases for another premium card over a generic cash back card, especially since the AR covers travel too, unless the premium card has benefits you value (I wouldn’t say the VX has special … ….

Check the other Chase no-annual fee cards. Amazon card has no international transaction fee. You say that you rarely use your current card, so I'm going to provide an alternative answer. I hope you don't mind. I travel internationally on a perpetual basis and I don't have a credit card at all. Citi Premier and US Bank Altitude Reserve technically earn points, like the Chase Freedom cards, but they cash out simply as 1 cent per point. Both get 3x on AirBNB. City Double cash is great as it gives 2% back on purchases. BofA Customized cash set to travel. Fnbo getaway or the WF autograph both give 3% on travel.The AMEX Hilton aspire is pretty OP if your a Hilton fan. It has 150k SUB, diamond status and a weekend night each card year and 250 dollar resort credit per year. Pretty damn good card. 450 dollar annual fee but the benefits should significantly outweigh it. At the moment the best signup bonus is on the Amex Marriot Bonvoy …Barclays View Mastercard (formerly Uber Visa), $500, 10/2019. * FICO Scores with source. 770 (Equifax) (don't have access to the others ATM but they should be around the same) * Oldest credit card account age with you as primary name on the account: 2 years, 5 months (Citi Double Cash) * Number of personal credit cards …Any really good Visa Infinite and World Elite Mastercards are going to have high income requirements. The Mastercard and Visa cards listed here have no annual fees but offer fairly good rewards. American Express Cobalt. American Express Gold Rewards. Scotiabank Gold American Express. Scotiabank More Rewards Visa.Are you planning a trip but don’t have a credit card? Don’t worry, booking a hotel without a credit card is still possible. In this guide, we’ll explore alternative methods for res...It’s so worth it. Credit cards are also a lot safer than debit cards. Much better for personal finance reasons. Also nearly all good credit cards have 0 international transaction fees. Chase Sapphire (another good card) JetBlue, delta America express, etc. Virtual cards on the Apple Wallet is also extremely convenient.5 days ago · Both types of cards might offer you the ability to spend towards higher levels of status. To learn more about the best co-branded credit cards, see our guides below: Best Southwest Credit Cards ... Whether you are looking to apply for a new credit card or are just starting out, there are a few things to know beforehand. Depending on the individual and the amount of research d... Best travel credit card reddit, [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1]